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Consumer Credit Authorization and Notice

This website is not a lender, broker, or agent for any lender. We do not perform credit checks, obtain credit reports, make lending decisions, or issue loans. However, third-party lenders and financial service providers you may be connected with through this site—including our network partners, service providers, and associated third parties—may verify the information you submit by accessing credit reports, credit scores, and identity verification data. This may involve inquiries with major credit bureaus such as TransUnion, Experian, and Equifax, or other alternative consumer data sources.

These credit inquiries performed by lenders may either be comprehensive checks that are recorded on your credit report and could influence your credit rating (“hard inquiries”), or they may be limited, non-impacting reviews that do not affect your credit score (“soft inquiries”).

By submitting a loan request on this website, you are providing express written consent, in accordance with the Fair Credit Reporting Act (“FCRA”), for lenders, financial service providers, and their authorized affiliates—including our network partners, providers, and associated third parties—to review your credit information and use it to assess your eligibility and confirm your identity.

Please be aware that failure to repay any loan you receive may be reported by your lender to credit bureaus, which could negatively impact your credit score. Borrow responsibly and only when necessary. The typical short-term loans offered by lenders which you may connect with on this website are intended to provide temporary financing to resolve immediate financial needs or emergencies and should not be considered long-term financial solutions. If you have questions regarding a specific loan or credit check, you should contact the lender directly.

Advertising Disclosure

Rates, terms, and loan programs are subject to change without notice. The information provided here is for illustrative purposes only and does not constitute an offer or commitment to lend. Actual loan offers may vary based on credit profile, income, collateral, and other underwriting factors determined by the lender.

The Annual Percentage Rates (APRs), monthly payments, and loan costs shown are examples and may not be available in all states or for all borrowers. Loan approval and terms are subject to verification of the information provided by the borrower and acceptance by an independent lender.

This website is not a lender or broker. It provides a service to connect consumers with independent lenders who may offer loans based on their own criteria. We do not guarantee loan approval, rates, or terms. Submission of information does not constitute a loan application.

Not all consumers will qualify for the lowest rates or largest loan amounts. Eligibility depends on individual credit profile, income, and other factors. Loan amounts and available terms may vary by state and lender.

About Our Advertising

We’re committed to giving you clear, honest information so you can make confident financial choices. Our website is free to use — we don’t charge you to compare loan options or connect with lenders. To keep our service free, we may earn a commission when you choose to work with one of our lending partners. This compensation can affect where certain offers appear on our site, but it doesn’t change the quality or independence of the information we provide.

Requested Loan Amount Notice

When you apply for a loan, the amount you’re approved for might be different from what you initially requested. This can happen if the lender reviews your credit, income, and other factors and determines you qualify for a higher or lower amount. Final loan terms and amounts are always set by the lender, and they’ll share these details with you before you make any decisions.

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